“ सेवा, सुरक्षा और समाधान ”
“ सेवा, सुरक्षा और समाधान ”
Privacy Policy
At MYBSK Technologies Private Limited (“the Company” / “Bima Seva Kendra” / “we” / “our”), protecting your privacy is of utmost importance to us. This Privacy Policy explains how we collect, use, store, and safeguard your personal and sensitive information in the course of providing our services through our website www.mybsk.in (“Website”).
1. Legal Framework
- This Privacy Policy is framed in accordance with:
- Section 43A of the Information Technology Act, 2000.
- Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 ('SPI Rules').
- Information Technology (Intermediaries Guidelines) Rules, 2011.
- Other applicable data protection laws of India.
2. Information We Collect
- Personal Information: Name, email address, phone number, address, payment details, and other identifiers voluntarily provided by you.
- Sensitive Personal Data: Health-related details, financial information, or any information deemed sensitive under applicable law (only where strictly required for service delivery).
- Non-Personal Information: IP address, browser type, operating system, referral URL, and website usage statistics.
- Information Technology (Intermediaries Guidelines) Rules, 2011.
- Cookies & Tracking Data: As detailed in the Cookies Policy below.
3. Purpose of Collection & Use
- Your data may be used for the following purposes:
- 1. To provide, operate, and improve our Services.
- 2. To process payments, billing, and accounting.
- 3. To verify your identity and prevent fraud.
- 4. To communicate regarding updates, service-related notifications, or promotional offers (with your consent). You may withdraw such consent at any time by contacting help@mybsk.in or using the unsubscribe option provided in emails.
- 5. To comply with legal and regulatory obligations.
- 6. For internal research, audits, and quality control.
4. Data Sharing & Disclosure
- We do not sell or rent your personal information. Disclosure may occur only:
- To service providers/partners assisting us in delivering services.
- To comply with legal obligations or respond to lawful requests by authorities.
- In case of merger, acquisition, or restructuring, where user data may be transferred subject to confidentiality.
- With your explicit consent for specific use cases.
5. Data Retention
- We retain personal information only as long as necessary to:
- Fulfil the purposes outlined in this Policy, or
- Comply with applicable legal, tax, or regulatory requirements.
- Personal data will generally be retained for up to 7 years after the end of our engagement, unless a longer retention period is required by law.
- Data that is no longer required will be securely deleted or anonymised.
6. Security Measures
- We adopt industry-standard technical and organisational measures to safeguard data against unauthorised access, disclosure, alteration, or destruction.
- However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
7. Your Rights
- As a user, you have the right to:
- Access the personal data we hold about you.
- Request correction or updation of inaccurate information.
- Withdraw consent for processing (subject to contractual/legal restrictions).
- Request deletion of your personal data (where legally permissible).
- Opt out of marketing communications at any time.
- Requests may be submitted to the Grievance Officer (see Section 12).
8. Cookies Policy
- We employ cookies and similar technologies to:
- Analyze website traffic and measure user interactions.
- Enhance security, personalization, and service quality.
- Evaluate the effectiveness of promotional campaigns.
- Cookies may be temporary (session-based) or permanent. Certain features of the Website may not function properly if cookies are disabled in your browser.
- We may permit third-party cookies (e.g., analytics providers, advertising partners) subject to their own privacy policies. These cookies do not store personally identifiable information.
- You may opt out of third-party cookies through your browser settings or tools such as Google Ad Preferences.
9. Testimonials Policy
- Testimonials displayed on this Website are genuine experiences shared voluntarily by customers through text, audio, or video submissions.
- Results vary across individuals and are not guaranteed.
- Testimonials may be edited for grammar, clarity, or length without altering meaning.
- Opinions expressed are those of the individuals and do not necessarily represent the Company’s views.
- All testimonials are subject to the Company review before publication to avoid misuse.
10. Children’s Privacy
- Our Services are not directed at children under the age of 18.
- We do not knowingly collect personal data from minors.
- If you are under 18, you should not use our Website or provide any personal data without parental consent.
- If we become aware that we have inadvertently collected such data, we will delete it immediately.
11. External Links
- The Website may contain links to third-party websites or services.
- We are not responsible for the privacy practices or content of such external websites.
- We recommend reviewing their privacy policies before use.
12. Grievance Redressal
- In accordance with the IT Act and applicable rules, please find below the contact details for grievances:
- Grievance Officer: [Full Name], [Designation]
- MYBSK Technologies Private Limited
- Email: help@mybsk.in
- Phone: +91 8655943027
- Address: 202 Nilkanth Schematics, Jethabhai Lane, Ghatkopar (E), Mumbai – 400077
13. Governing Law & Jurisdiction
- This Privacy Policy shall be governed by and construed in accordance with the laws of India.
- Any disputes shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra.
14. Policy Updates
- This Privacy Policy may be updated periodically to reflect:
- Changes in legal or regulatory requirements
- Technological developments
- Company practices
- Any updates will be posted on this page with the date of the last revision. Continued use of the Website constitutes acceptance of the updated Privacy Policy.
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